Steps to Apply for Disability in Washington State

Step 1: Determine Which Disability Program You Qualify For

Before applying, you should determine whether you qualify for SSDI or SSI:

• SSDI: This program is for individuals who have worked and paid into Social Security for a required number of years. To qualify, you must have a medical condition that prevents you from working for at least 12 months or is expected to result in death.
• SSI: This program provides financial assistance to individuals who have limited income and resources, regardless of whether they have worked. SSI is available to those who meet certain financial criteria and have a disability.

Both programs have similar requirements regarding the severity of your medical condition, but SSDI focuses on work history, while SSI focuses on financial need.

Step 2: Gather the Necessary Documents

Before you begin the application process, gather the required documents. This includes:

• Personal Information: Social Security number, birth certificate, and other personal identification.
• Medical Records: Documentation from your doctors and healthcare providers detailing your condition, treatment history, and the impact of your disability on your ability to work.
• Work History: A complete record of your employment, including dates of employment and job duties, for SSDI applicants.
• Financial Information: Income and asset details, especially for SSI applicants.

Having all the necessary paperwork in advance will help ensure a smoother application process.

Step 3: Apply for Disability Benefits Online or In-Person

You can apply for disability benefits in Washington State through the SSA in several ways:

• Online: The fastest and easiest way to apply is through the SSA’s online application portal at www.ssa.gov. Simply create an account and complete the online application for SSDI or SSI. The online system will guide you through the process step-by-step.
• In-Person: If you prefer to apply in person, you can visit your local Social Security office in Washington State. Use the SSA's online locator to find the nearest office: https://www.ssa.gov/locator/. Keep in mind that you may need an appointment, so it’s a good idea to call ahead.
• By Phone: If you are unable to apply online or in person, you can apply over the phone by calling the SSA at 1-800-772-1213.

Step 4: Complete the Application Accurately

Filling out your application carefully is crucial. Whether applying online or in person, make sure to:

• Be honest about your condition and how it affects your ability to work.
• Provide detailed medical information. The SSA needs complete and accurate information about your diagnosis, treatment, and limitations.
• Follow the instructions carefully and make sure to submit all required documents. Missing or incomplete information can delay the process.

Step 5: Wait for a Decision

Once you submit your application, it can take several months for the SSA to process and make a decision. In Washington State, the processing time is typically between three to five months, but it can vary depending on the complexity of your case and the volume of applications.

Step 6: Appeal if Necessary

If your application is denied (which is common), don’t be discouraged. You have the right to appeal the decision. The appeal process typically includes:

• Requesting Reconsideration: The SSA will review your case again based on additional evidence or clarification.
• Requesting a Hearing: If the reconsideration is denied, you can request a hearing before an Administrative Law Judge (ALJ). At this stage, you’ll have the opportunity to present your case in person.
• Further Appeals: If your claim is denied after the hearing, you can appeal to the Appeals Council and eventually to federal court.