Step 1: Understand Which Program You Qualify For

Before applying, determine whether you should apply for SSDI, SSI, or both:

• SSDI is for people who have a work history and have paid Social Security taxes.
• SSI is for individuals with limited income and resources, regardless of work history.

You may be eligible for both programs, depending on your work record and financial situation.

Step 2: Gather Necessary Documentation

Have the following documents ready to speed up your application:

• Your Social Security number
• Birth certificate or proof of birth
• Employment history (past 15 years)
• Medical records, including diagnoses, test results, and treatment history
• Names and contact info for all doctors and clinics
• Income information, including tax returns and bank statements

The more thorough and accurate your documentation, the stronger your application.

Step 3: Apply for Benefits

You have several ways to apply:

• Online at ssa.gov
• By phone at 1-800-772-1213 (TTY 1-800-325-0778)
• In person at your local Social Security office (appointments are encouraged)

If you're applying for SSI, you may need to schedule an interview to provide financial information and other details.

Step 4: Cooperate With the Disability Determination Services (DDS)

After you submit your application, your case will be reviewed by Washington’s Disability Determination Services, which evaluates the medical evidence. You may be asked to attend a consultative exam with a doctor hired by SSA.

Respond promptly to any requests to avoid delays.

Step 5: Track Your Application Status

You can monitor your case status by:

• Creating a "my Social Security" account at ssa.gov/myaccount
• Calling SSA to check for updates
• Responding quickly to mail or phone inquiries

Step 6: Prepare for a Possible Appeal

Many initial claims are denied. If this happens, you can appeal the decision within 60 days. The appeal process includes:

• Reconsideration
• Hearing with an Administrative Law Judge
• Appeals Council review
• Federal Court review, if necessary