Step 1: Determine Your Eligibility for SSDI or SSI

Before applying, it’s important to determine whether you qualify for SSDI or SSI.

• SSDI: To qualify for SSDI, you must have worked and paid into Social Security for a certain number of years. The number of work credits required depends on your age when you became disabled.
• SSI: SSI is for individuals with limited income and resources, and it does not require a work history. It is based on financial need.

In both cases, you must prove that you have a disability that prevents you from working and is expected to last at least 12 months or result in death.

Step 2: Gather the Necessary Documents

Before applying, collect all necessary documentation to support your claim. Some of the documents you will need include:

• Proof of your identity (e.g., birth certificate, passport, or driver’s license).
• Your Social Security number.
• Medical records: You’ll need medical evidence documenting your condition, including diagnoses, treatments, and test results (such as MRIs, X-rays, or lab reports).
• Work history: A list of the jobs you’ve held in the last 15 years, including dates of employment, job duties, and earnings.
• Financial information: If you are applying for SSI, you’ll need to provide details about your income, assets, and resources.

Make sure that your medical records are up-to-date and show the severity of your condition and how it affects your ability to work.

Step 3: Apply for Social Security Disability

There are several ways to file a Social Security Disability claim in Washington State:

Online Application

The fastest and most convenient way to apply for SSDI or SSI benefits is through the Social Security Administration’s (SSA) online portal. You can complete your application at www.ssa.gov. Simply create an account, fill out the required forms, and submit your application. The online process is available for both SSDI and SSI claims.

By Phone

You can also apply by calling the SSA’s toll-free number at 1-800-772-1213. The SSA can help you complete your application over the phone if you have questions or need assistance.

In-Person at a Local SSA Office

If you prefer to apply in person, you can visit your local SSA office in Washington State. Use the SSA’s Office Locator tool to find an office near you. You can also schedule an appointment to avoid long wait times.

Step 4: Submit Your Application

Once you’ve filled out the application, make sure to submit all required documents, including medical records, work history, and financial information. Missing or incomplete documentation can delay the process or result in a denial. Double-check your application before submission to ensure that everything is accurate and complete.

Step 5: Wait for a Decision

After submitting your application, the SSA will review your case and make a decision. This process typically takes 3 to 5 months, but it can take longer depending on the complexity of your case or if additional information is required.

During this time, the SSA will contact you if they need further documentation or clarification. Be sure to keep your contact information updated and respond promptly to any requests.

Step 6: If Denied, Appeal the Decision

It is not uncommon for SSDI or SSI claims to be denied, even if your condition qualifies for benefits. If your claim is denied, don’t give up. You have the right to appeal the decision.

The appeals process involves several stages:

• Request for Reconsideration: You can ask the SSA to review your case again. This is a relatively quick process, and they will look at your claim to see if any errors were made.
• Request a Hearing: If reconsideration is denied, you can request a hearing before an Administrative Law Judge (ALJ). At this stage, you can present your case in person, provide additional evidence, and testify about your disability.
• Appeals Council: If the ALJ denies your claim, you can appeal to the SSA’s Appeals Council.
• Federal Court: If the Appeals Council also denies your case, you can take your case to federal court.