1. Reconsideration Stage (3–6 Months)

After receiving your denial letter, you have 60 days to request reconsideration.

• What Happens:
• A different SSA claims examiner reviews your application.
• You can submit additional medical evidence or documentation.
• No hearing is held at this stage—decisions are based on the file.

Average Wait in Washington: About 90–180 days.

2. Hearing Stage (12–18 Months)

If reconsideration is denied, you can request a hearing before an Administrative Law Judge (ALJ).

• What Happens:
• You and/or your attorney present your case in person or via video.
• The judge may ask questions about your condition, work history, and limitations.
• Medical or vocational experts may testify.

Average Wait in Washington:

• Seattle Hearing Office: 12–15 months
• Spokane Hearing Office: 14–18 months

3. Appeals Council Review (6–12 Months)

If you disagree with the ALJ’s decision, you can request a review by the SSA’s Appeals Council.

• What Happens:
• The Appeals Council reviews the judge’s decision for errors.
• They can affirm, reverse, or send the case back for another hearing.

Average Wait in Washington: About 6–12 months.

4. Federal Court Review (12+ Months)

As a last resort, you can file a lawsuit in federal district court.

• What Happens:
• A federal judge reviews the case for legal errors.
• This stage can be lengthy and requires an attorney.

Average Wait in Washington: Often more than 1 year.

Tips to Avoid Delays

• Submit all medical records early and keep them updated.
• Meet all deadlines (SSA is strict about the 60-day appeal window).
• Hire an experienced SSDI attorney to handle filings and follow-ups.
• Respond quickly to SSA requests for information.